Retirement Income & Tax Strategies for a Confident Future

Protect Your Lifestyle.
Keep More of Your Wealth.

Atomic Planning specializes in creating:

  • Reliable retirement income to safeguard your purchasing power against rising costs.

  • Tax-efficient strategies to help you keep more of what you’ve earned.

Get started with our FREE Countdown to Retirement process

Retirement doesn’t have to be uncertain. We’ll help you understand your options.

Navigate Retirement Planning with Confidence

How We Help

Simplifying Retirement with Income and Tax Strategies

We make retirement straightforward and stress-free with:

  • A Reliable Income Plan: Turn your savings into steady income that covers your needs and keeps up with rising costs.

  • Tax-Savings Strategies: Minimize your tax burden and keep more of your hard-earned wealth.

  • A Clear Path Forward: Gain confidence with a personalized plan that lets you enjoy retirement without constant worry.

Retirement doesn’t have to be complicated.

Let’s create a plan that supports the life you’ve worked hard to build.

How It Works

From Uncertainty to Clarity in 3 Simple Steps

1.Schedule Your Countdown

Share your goals, concerns, and vision for retirement.

2.We Build Your Plan

Receive a custom retirement income and tax strategy.

3.Enjoy Life

Live your retirement with confidence.

Ready to get started?

Take the first step toward a clear, stress-free retirement.

Services

  • Retirement Income

    Wondering how to turn your savings into steady retirement income?

  • Retirement Planning

    Need a clear plan to retire when and how you want?

  • Tax Planning

    Looking for ways to reduce taxes and keep more of your income?

  • Social Security Timing

    Unsure about the best time to claim benefits?

  • Investment Management

    Want a personalized investment strategy that reflects your goals and comfort level?

  • Risk Management

    Concerned about protecting your assets and preparing for the unexpected?

What Issues Should I Consider

Before I Retire?

  • Will your income change?

  • Are large Required Minimum Distributions on the horizon?

  • Is a Roth conversion worth exploring?

  • Is your estate plan current?

Start planning now with our Atomic Retirement Checklist—a comprehensive guide to help you:

  • Map out your cash flow and income needs

  • Review healthcare and insurance coverage

  • Effectively manage assets and debts

  • And much more

Where should we send your free copy?

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     Frequently Asked Questions

    • Yes! We are fiduciaries. That means we are legally and ethically obligated to act in your best interest at all times. Your goals and needs are our top priority. And every recommendation we make is to benefit you.

    • We charge a transparent annual fee, billed monthly, based on the investments we manage:

      • Under $2 million = 1.5%

      • Over $2 million = 1.0%

      There are no hidden fees, commissions, or product sales—just straightforward, client-focused service designed to align with your goals.

    • We prioritize low-cost, tax-efficient investment strategies designed to maximize your returns. Many traditional mutual funds have high expense ratios, generate unnecessary taxes in brokerage accounts, and often underperform their benchmarks.

      Our goal is to help you keep more of what you earn by focusing on diversified, evidence-based investments that align with your financial goals.

    • We’ll check in quarterly and provide two virtual appointments each year—one in the spring and one in the fall. Of course, life happens, and you’re welcome to schedule a meeting anytime. We pride ourselves on responsiveness and aim to return all calls and messages the same day, and always within 24 hours.

    • Absolutely! We’re happy to collaborate with your CPA or estate attorney to ensure your financial, tax, and legal strategies work seamlessly together. If you don’t have a trusted professional, we can connect you with our network of experienced CPAs and attorneys.

    • Your investments are securely held at Altruist, a trusted custodian for independent advisors. Altruist manages asset storage, trading, and reporting, so we can focus on delivering the best financial planning and investment strategies for you. LEARN MORE

    • Yes, we can! Through our partnership with Pontera, we manage employer-sponsored retirement accounts like 401(k), 403(b), and Thrift Savings Plans.

      Pontera allows us to:

      • Assess costs and fees

      • Review and adjust your investments

      • Rebalance your portfolio as needed

      This ensures your retirement accounts are optimized and aligned with your overall financial strategy. LEARN MORE

    • Absolutely! We work with retirement savers nationwide using Google Meet for virtual meetings. Wherever you are, we’re ready to help. HERE.