Retirement, Simplified.

A smarter way to turn your savings into income, lower taxes, and retire with confidence.

Retirement Shouldn’t Feel Uncertain

You’ve saved and invested for years. What now?

Without a clear strategy, taxes, market changes, and withdrawals can erode your wealth faster than you expect.

We help people 50+ with $1M+ answer big retirement questions like:

How We Help

A Smarter Plan for Retirement

We make retirement easy with:

  • Reliable Income: Turn your savings into steady paychecks.

  • Tax-Smart Strategies: Reduce unnecessary taxes and keep more of what you’ve built.

  • A Clear Plan: Know exactly where your money is coming from.

Why People Choose Atomic Planning

Not all financial advisors take a proactive, tax-smart approach to retirement planning.

Is Our Planning Approach Right for You?

We help people 50+ with $1M+ create tax-smart retirement income.

Take our quick questionnaire to see if we’re the right fit for your goals.

Still Have Questions? We’ve Got Answers.

Here are some of the most common questions we hear from people planning for retirement.

  • Yes! We are fiduciaries. That means we are legally and ethically obligated to act in your best interest at all times. Your goals and needs are our top priority. And every recommendation we make is to benefit you.

  • We charge a transparent annual fee (billed monthly) based on the investments we manage:

    • Households under $2 million at 1.50%

    • Households over $2 million at 1.00%

    There are no hidden fees, commissions, or product sales—just straightforward, client-focused service designed to align with your goals.

  • We prioritize low-cost, tax-efficient investment strategies designed to maximize your returns. Many traditional mutual funds have high expense ratios, generate unnecessary taxes in brokerage accounts, and often underperform their benchmarks.

    Our goal is to help you keep more of what you earn by focusing on diversified, evidence-based investments that align with your financial goals.

  • We’ll check in quarterly and provide two virtual appointments each year—one in the spring and one in the fall. Of course, life happens, and you’re welcome to schedule a meeting anytime. We pride ourselves on responsiveness and aim to return all calls and messages the same day, and always within 24 hours.

  • Absolutely! We’re happy to collaborate with your CPA or estate attorney to ensure your financial, tax, and legal strategies work seamlessly together. If you don’t have a trusted professional, we can connect you with our network of experienced CPAs and attorneys.

  • Your investments are securely held at Altruist, a trusted custodian for independent advisors. Altruist manages asset storage, trading, and reporting, so we can focus on delivering the best financial planning and investment strategies for you. LEARN MORE

  • Yes, we can! Through our partnership with Pontera, we manage employer-sponsored retirement accounts like 401(k), 403(b), and Thrift Savings Plans.

    Pontera allows us to:

    • Assess costs and fees

    • Review and adjust your investments

    • Rebalance your portfolio as needed

    This ensures your retirement accounts are optimized and aligned with your overall financial strategy. LEARN MORE

  • Absolutely! We work with retirement savers nationwide using Google Meet for virtual meetings. Wherever you are, we’re ready to help. SCHEDULE HERE.

What Should You Consider
Before Retiring?

Get our free checklist covering the key financial, tax, and lifestyle decisions you need to make before stepping into retirement.

  • Avoid costly tax mistakes

  • Create a reliable income strategy

  • Plan for healthcare and unexpected expenses

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    The Next Step

    Retirement, Without the Guesswork.

    A tax-smart strategy. Reliable income. A plan that works for you.

    1.Schedule A Call

    Share your goals, concerns, and vision for retirement.

    2.We Build Your Plan

    Get a personalized strategy for income and taxes.

    3.Enjoy Life

    Retire with clarity and confidence.